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“What am I actually covered for?”

This is a very common question.

There are three main parts to the Homeowner’s policy. For tenants and condominium owners just the contents and liability coverage’s apply:

1. Building/Dwelling
   Covers the main dwelling, garage and any out buildings (e.g. shed) on your property
   
   
2. Contents
   Covers the personal items in your home. Your furniture, electronics, clothing - your possessions. Valuables such as jewellery and artwork may require additional coverage.
   
   
3. Liability
   Protects you if you cause injury or damage to others or their property.
   

Identity Theft is a crime that involves the theft of your personal information. When someone steals your identity it can damage your finances and credit history. For a minimal fee you may be able to purchase an additional coverage, which covers the costs associated with reclaiming your Identity. Contact your Broker today if you would like more information on this coverage.

View Full List of Insurance Coverages